Education
Education is the start of tomorrow’s achievements. Invest in your child’s learning today and enjoy a flexible payment solution by spreading the cost into monthly instalments.
Installment Plan With 0% Interest at hundreds of HSBC's partner merchants allows you to make purchases with your HSBC Credit Card and pay in instalments for up to 36 months without paying any interest. Enjoy an easy “buy now, pay later” experience and manage your spending plan with greater flexibility.
Key programme features
•0% interest when converting transactions under the programme.
•Buy now and pay monthly with flexible tenors of 3, 6, 9, 12, 15, 18, 24 or 36 months (depending on the partner).
•Minimum instalment conversion amount: from VND 3 million or VND 5 million (depending on the partner).
•Simple and fast registration, with no additional supporting documents required.
For example, when you use your HSBC Credit Card to purchase a mobile phone worth VND 24 million, instead of paying the full amount in the next statement cycle, you can choose to pay in instalments over 3, 6, 9, 12, 15, 18, 24 or 36 months, calculated as follows:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

36 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

666,667

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
36 months666,667
(*)The monthly instalment amount is calculated by dividing the total transaction amount equally by the selected instalment tenor (in months).
Payment and instalment request process when purchasing at HSBC partner merchants:
•Request HSBC’s 0% Interest Instalment Shopping Promotion Programme in accordance with the partner’s instructions by either (1) completing an application form or (2) submitting a request on the relevant partner’s website/app.
•Pay for the product/service with your HSBC Credit Card as a normal transaction. (Please click “Learn more” under each partner for details.)
•Once the conversion is successful, the monthly instalment amount will be shown on your monthly Credit Card Statement and will form part of the total minimum payment due on each statement.
Notes:
- The instalment conversion request must be for 100% of the amount paid by Credit Card.
- Please refer to the detailed information below to understand the eligibility criteria, instalment tenors, and registration method for each HSBC partner merchant.
- A conversion fee may apply (if any); please check with the partner before proceeding.
 
By requesting and using this service, the Cardholder agrees to accept and be bound by the Terms and Conditions of the 0% Interest Shopping Promotion Programme.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

If your company would like to partner with HSBC to implement the programme, please contact the Credit Card Product Team to discuss the details:

Card Product Department

• Email

• Call HSBC Contact Centre: (8428) 37247247

Participating Merchants

0% instalment plan program at Smart Train with HSBC Credit Card

Smart Train

  • Applicable to payments with a minimum installment amount of VND 10,000,000 at Smart Train.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 6 months.

  • Till 31/12/2025

Find out more
0% instalment plan program at Nguyen Hoang Group with HSBC Credit Card

Nguyen Hoang Group

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Nguyen Hoang Group.

  • Transaction amount can be converted 100% into instalment for a period of 12 and 24 months.

  • Till 4/8/2022

Find out more
0% instalment plan program at Canadian International school (CIS) with HSBC Credit Card

Canadian International school (CIS)

  • Applicable to payments with a minimum instalment amount of VND 20,000,000 at EIS HCMC.

  • Transaction amount can be converted 100% into instalment for a period of 6 months.

  • Till 26/06/2021

Find out more
0% instalment plan program at Wall Street English Vietnam with HSBC Credit Card

Wall Street English Vietnam

  • Applicable to payments with a minimum instalment amount of  VND 3,000,000 at Wall Street English.

  • Transaction amount may be converted to installments for a period of 6 or 12 months.

  • 01/06/2016 - 31/05/2021

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0% instalment plan program at YOLA English Center with HSBC Credit Card

YOLA English Center

  • Applicable to payments with a minimum instalment amount of VND 8,000,000 at YOLA English Center.

  • Transaction amount can be converted 100% into instalment for a period of 3 or 6 months.

  • 16/11/2017 - 15/11/2020

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0% instalment plan program at VUS with HSBC Credit Card

Vietnam USA Society English Centers - VUS

  • Applicable to payments with a minimum instalment amount of VND 10,000,000 at VUS.

  • Applicable to Interative English & Italk courses.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12 months.

  • 16/11/2017 - 15/11/2020

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0% instalment plan program at ACET - English Center with HSBC Credit Card

ACET - English Center

  • Applicable to payments with a minimum instalment amount of VND 5,000,000  at ACET centers.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12 months.

  • Till 18/11/2021

Find out more
0% instalment plan program at TOPICA/ EDUTOP64 with HSBC Credit Card

TOPICA/ EDUTOP64

  • Applicable to all services with a minimum fee of VND 3,000,000 at TOPICA / EDUTOP64.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 months.

  • 02/11/2016 - 31/12/2020

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0% instalment plan program at AMES English with HSBC Credit Card

AMES English

  • Applicable to course payments with a minimum instalment amount of VND 8,000,000 at AMES English.

  • Transaction amount can be converted 100% into instalment for a period of 03, 06, 09 or 12 months.

  • 01/02/2018 - 31/01/2021

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0% instalment plan program at AMA English with HSBC Credit Card

AMA English

  • Applicable to course payments with a minimum instalment amount of VND3,000,000 at AMA English.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 months.

  • 01/12/2017 - 30/11/2020

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0% instalment plan program at Speak Up English School with HSBC Credit Card

Speak Up English School

  • Applicable to courses with a minimum instalment amount of VND 3,000,000 when registering at Speak Up English School.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 01/04/2016 - 31/03/2021

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0% instalment plan program at FTMS Global (Vietnam) with HSBC Credit Card

FTMS Global (Viet Nam)

  • Applicable to payments with a minimum instalment amount of  VND 3,000,000 when paying tuition fees at FTMS Global (Vietnam).

  • Transaction amount may be converted to installments for a period of 3 or 6 months.

  • 15/08/2018 - 14/08/2021

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0% instalment plan program at Gymboree with HSBC Credit Card

Gymboree Play & Music Vietnam

  • Applicable to payments with a minimum instalment amount of VND 7,000,000 at Gymboree Play & Music Vietnam.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 months.

  • 01/12/2017 - 31/12/2020

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0% instalment plan program at CoderSchool with HSBC Credit Card

CoderSchool

  • Applicable for all course with a minimum value of VND 9,500,000.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • Till 2/5/2020

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0% instalment plan program at IELTS KEY with HSBC Credit Card

IELTS KEY

  • Applicable for all course with a minimum value of VND 3,000,000.

  • Transaction amount may be converted to installments for a period of 3, 6 months.

  • Till 2/5/2021

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0% instalment plan program at GLOBAL ECOKIDS with HSBC Credit Card

GLOBAL ECOKIDS

  • Applicable for all course with a minimum value of VND 3,000,000.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • Till 10/6/2022

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0% instalment plan program at ILA with HSBC Credit Card

ILA

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 22/10/2026

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0% instalment plan program at ILO Academy with HSBC Credit Card

ILO Academy

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

Find out more
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