Education
Invest in your children's education today so they can fulfil their goals tomorrow
Enjoy flexible payments at hundreds of participating merchant outlets nationwide, from fashion stores to education and medical centres, with HSBC's Card Installment Plan. Enjoy interest-free instalment payments for up to 24 months at no additional cost.
Benefits
0% interest
Buy now and pay later. Make one payment each month for a period of 3, 6, 9, 12, 15, 18 or 24 months
No supporting documents required
For example: if you purchased a premium smartphone valued at VND 24 million, instead of paying the total amount within 45 days, you can choose to repay this amount over a period of 3, 6, 9, 12, 15, 18 or 24 months:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
How to apply
Settle payment by using your HSBC Credit Card as usual.
(1) Please complete the HSBC 0% Interest Installment Plan application form at any HSBC preferred merchant or (2) register the 0% Interest Instalment Plan in website of each merchant. (Please click on "Find out more" to apply the correct method)
Your monthly repayment amount will be displayed on your monthly HSBC Credit Card statement, just like a normal transaction.
Note:
- The instalment amount is equal to the transaction amount.
- Please refer to the details below to know the applicable instalment tenors at each participating merchants of HSBC.
 
By requesting and applying this service, the Cardholder hereby agrees with the Installment Plan Program's Terms & Conditions and will be bound by them.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

Please leave your information here. We will contact you at the earliest opportunity to discuss about the partnership programs.

Card Product Department

• Email

• Phone: (84 28) 37 247 247

Participating Merchants

0% instalment plan program at ILA English Center with HSBC Credit Card

ILA

  • Applicable to payments with a minimum installment amount of VND 3,000,000 at ILA.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9 months.

  • 15/12/2022 - 22/10/2025

ILO Academy

  • Minimum installment amount: VND 3,000,000 for 3, 6, 9, 12 months' period

  • Applicable exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree)

  • 15/12/2022 - 31/12/2025

0% instalment plan program at Smart Train with HSBC Credit Card

Smart Train

  • Applicable to payments with a minimum installment amount of VND 5,000,000 at Smart Train.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 6, 9 or 12 months.

  • 15/12/2022 - 31/12/2024

0% instalment plan program at Nguyen Hoang Group with HSBC Credit Card

Nguyen Hoang Group

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Nguyen Hoang Group.

  • Transaction amount can be converted 100% into instalment for a period of 12 and 24 months.

  • Till 4/8/2022

0% instalment plan program at Canadian International school (CIS) with HSBC Credit Card

Canadian International school (CIS)

  • Applicable to payments with a minimum instalment amount of VND 20,000,000 at EIS HCMC.

  • Transaction amount can be converted 100% into instalment for a period of 6 months.

  • Till 26/06/2021

0% instalment plan program at Wall Street English Vietnam with HSBC Credit Card

Wall Street English Vietnam

  • Applicable to payments with a minimum instalment amount of  VND 3,000,000 at Wall Street English.

  • Transaction amount may be converted to installments for a period of 6 or 12 months.

  • 01/06/2016 - 31/05/2021

0% instalment plan program at YOLA English Center with HSBC Credit Card

YOLA English Center

  • Applicable to payments with a minimum instalment amount of VND 8,000,000 at YOLA English Center.

  • Transaction amount can be converted 100% into instalment for a period of 3 or 6 months.

  • 16/11/2017 - 15/11/2020

0% instalment plan program at VUS with HSBC Credit Card

Vietnam USA Society English Centers - VUS

  • Applicable to payments with a minimum instalment amount of VND 10,000,000 at VUS.

  • Applicable to Interative English & Italk courses.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12 months.

  • 16/11/2017 - 15/11/2020

0% instalment plan program at ACET - English Center with HSBC Credit Card

ACET - English Center

  • Applicable to payments with a minimum instalment amount of VND 5,000,000  at ACET centers.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12 months.

  • Till 18/11/2021

0% instalment plan program at TOPICA/ EDUTOP64 with HSBC Credit Card

TOPICA/ EDUTOP64

  • Applicable to all services with a minimum fee of VND 3,000,000 at TOPICA / EDUTOP64.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 months.

  • 02/11/2016 - 31/12/2020

0% instalment plan program at AMES English with HSBC Credit Card

AMES English

  • Applicable to course payments with a minimum instalment amount of VND 8,000,000 at AMES English.

  • Transaction amount can be converted 100% into instalment for a period of 03, 06, 09 or 12 months.

  • 01/02/2018 - 31/01/2021

0% instalment plan program at AMA English with HSBC Credit Card

AMA English

  • Applicable to course payments with a minimum instalment amount of VND3,000,000 at AMA English.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 months.

  • 01/12/2017 - 30/11/2020

0% instalment plan program at Speak Up English School with HSBC Credit Card

Speak Up English School

  • Applicable to courses with a minimum instalment amount of VND 3,000,000 when registering at Speak Up English School.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 01/04/2016 - 31/03/2021

0% instalment plan program at FTMS Global (Vietnam) with HSBC Credit Card

FTMS Global (Viet Nam)

  • Applicable to payments with a minimum instalment amount of  VND 3,000,000 when paying tuition fees at FTMS Global (Vietnam).

  • Transaction amount may be converted to installments for a period of 3 or 6 months.

  • 15/08/2018 - 14/08/2021

0% instalment plan program at Gymboree with HSBC Credit Card

Gymboree Play & Music Vietnam

  • Applicable to payments with a minimum instalment amount of VND 7,000,000 at Gymboree Play & Music Vietnam.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 months.

  • 01/12/2017 - 31/12/2020

0% instalment plan program at CoderSchool with HSBC Credit Card

CoderSchool

  • Applicable for all course with a minimum value of VND 9,500,000.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • Till 2/5/2020

0% instalment plan program at IELTS KEY with HSBC Credit Card

IELTS KEY

  • Applicable for all course with a minimum value of VND 3,000,000.

  • Transaction amount may be converted to installments for a period of 3, 6 months.

  • Till 2/5/2021

0% instalment plan program at GLOBAL ECOKIDS with HSBC Credit Card

GLOBAL ECOKIDS

  • Applicable for all course with a minimum value of VND 3,000,000.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • Till 10/6/2022