Electronics & Gadget
Own the latest tech products or modern home appliances today, and easily convert your purchase into monthly instalments at 0% interest.
Installment Plan With 0% Interest at hundreds of HSBC's partner merchants allows you to make purchases with your HSBC Credit Card and pay in instalments for up to 36 months without paying any interest. Enjoy an easy “buy now, pay later” experience and manage your spending plan with greater flexibility.
Key programme features
•0% interest when converting transactions under the programme.
•Buy now and pay monthly with flexible tenors of 3, 6, 9, 12, 15, 18, 24 or 36 months (depending on the partner).
•Minimum instalment conversion amount: from VND 3 million or VND 5 million (depending on the partner).
•Simple and fast registration, with no additional supporting documents required.
For example, when you use your HSBC Credit Card to purchase a mobile phone worth VND 24 million, instead of paying the full amount in the next statement cycle, you can choose to pay in instalments over 3, 6, 9, 12, 15, 18, 24 or 36 months, calculated as follows:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

36 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

666,667

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
36 months666,667
(*)The monthly instalment amount is calculated by dividing the total transaction amount equally by the selected instalment tenor (in months).
Payment and instalment request process when purchasing at HSBC partner merchants:
•Request HSBC’s 0% Interest Instalment Shopping Promotion Programme in accordance with the partner’s instructions by either (1) completing an application form or (2) submitting a request on the relevant partner’s website/app.
•Pay for the product/service with your HSBC Credit Card as a normal transaction. (Please click “Learn more” under each partner for details.)
•Once the conversion is successful, the monthly instalment amount will be shown on your monthly Credit Card Statement and will form part of the total minimum payment due on each statement.
Notes:
- The instalment conversion request must be for 100% of the amount paid by Credit Card.
- Please refer to the detailed information below to understand the eligibility criteria, instalment tenors, and registration method for each HSBC partner merchant.
- A conversion fee may apply (if any); please check with the partner before proceeding.
 
By requesting and using this service, the Cardholder agrees to accept and be bound by the Terms and Conditions of the 0% Interest Shopping Promotion Programme.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

If your company would like to partner with HSBC to implement the programme, please contact the Credit Card Product Team to discuss the details:

Card Product Department

• Email

• Call HSBC Contact Centre: (8428) 37247247

Participating Merchants

0% instalment plan program at Media Mart with HSBC Credit Card

Media Mart

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Media Mart Stores

  • Special installment 100% transaction amount with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) with various tenors of 3, 6, 9, 12 months.

  • Till 31/12/2024

0% instalment plan program at Samsung with HSBC Credit Card

Samsung

  • Applicable to some genuine Samsung products with a minimum installment amount of VND 5,000,000 at Samsung's retail outlets or minimum installment amount of VND 3,000,000 at Samsung online store

  • Special installment percentage 100% transaction amount with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) with various tenors of 3, 6, 9, 12, 24 months.

  • (*) Applicable products and tenors can be changed and be updated by Samsung

  • Till 15/01/2025

0% instalment plan program at Cho Lon Electronics Center with HSBC Credit Card

Cho Lon Electronics Center

    Applicable to all products in all categories of Electronics, Refrigeration, Mobile, Household, Computer, and Telecommunications with bills of VND 3,000,000 or more at Cao Phong Co., Ltd., except:

  • Newspaper promotion products, online promotional products, competitive price products, shock price products, golden hour sale products.

  • Not applicable in conjunction with other promotions (membership card discounts, member birthday offers, etc.)

  • (*) The list of products is posted on the website www.dienmaycholon.vn

  • HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) get 100% installment payment within 3 months

  • 01/01/2023 - 31/12/2025

0% instalment plan program at Thien Hoa Electronics Centre with HSBC Credit Card

Thien Hoa Electronics Centre

  • Applicable to all products with bills from VND 4,000,000 or more at Thien Hoa Co., Ltd

  • HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) get 100% installment payment within 3, 6, 9, 12 months

  • 15/12/2022 - 15/12/2027

% instalment plan program at Bose with HSBC Credit Card

Bose (Distributed by Futurevision)

  • Applicable for all products with a minimum value of VND 3,000,000 at shop.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 months.

  • Till 31/12/2021

0% instalment plan program at FPT with HSBC Credit Card

FPT

  • Applicable to all items with a minimum instalment amount of VND 3,000,000 at all nationwide stores of FPT Shop and FStudio.

  • Transaction amount can be converted 100% into instalment for a period of:

    • 6 months for all products
    • 9, 12, 18 months applicable to some products as notified by FPT
  • 01/01/2017 - 31/12/2022

0% instalment plan program at Dien May Pico with HSBC Credit Card

Pico Joint Stock Company

  • Applicable to selected items with a minimum transaction amount of VND 3,000,000 as per merchant's updates at Pico Joint Stock Co.

  • Transaction amount may be converted to installments for a period of 6 months.

  • Till 31/12/2022

0% instalment plan program at Bach Khoa Computer with HSBC Credit Card

Bach Khoa Computer

  • Applicable to all payments with a total minimum value of VND 3,000,000 at Bach Khoa Computer's stores.

  • Transaction amount can be converted 100% into instalment for a period of 3 or 6 months.

  • 02/12/2016 - 31/12/2020

0% instalment plan program at Future World with HSBC Credit Card

FutureWorld

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Futureworld stores of Talent Company Limited.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 month.

  • 15/03/2017 - 31/12/2023

0% instalment plan program at Digicity with HSBC Credit Card

DigiCity

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at DigiCity.

  • Transaction amount can be converted 100% into instalment for a period of 3 or 6 months.

  • 01/09/2017 - 31/08/2020

0% instalment plan program at Phan Khang Electronics with HSBC Credit Card

Phan Khang Electronics

  • Applicable for all items with a minimum value of VND 3,000,000 at Phan Khang Electronics.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 month.

  • 01/01/2016 - 31/12/2020

0% instalment plan program at Bang & Olufsen with HSBC Credit Card

Bang & Olufsen

  • Applicable for all product with a minimum value of VND 20,000,000 and maximum value of VND 150,000,000.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 month.

  • Till 1/7/2020

0% instalment plan program at CELLPHONES with HSBC Credit Card

CELLPHONES

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Note: The programme is applicable to Home Appliances/Refrigeration products at CellphoneS.

  • Till 31/03/2027

0% instalment plan program at DIEN MAY CHO LON with HSBC Credit Card

DIEN MAY CHO LON

  • Convert eligible purchases into 0% interest instalments with no fees for 100% of the transaction amount (except where the Customer cancels or returns the goods):

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026