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With 0% IIP available at hundreds of merchants, choose your favourite items from various products in stock
Installment Plan With 0% Interest at hundreds of HSBC's partner merchants allows you to make purchases with your HSBC Credit Card and pay in instalments for up to 36 months without paying any interest. Enjoy an easy “buy now, pay later” experience and manage your spending plan with greater flexibility.
Key programme features
•0% interest when converting transactions under the programme.
•Buy now and pay monthly with flexible tenors of 3, 6, 9, 12, 15, 18, 24 or 36 months (depending on the partner).
•Minimum instalment conversion amount: from VND 3 million or VND 5 million (depending on the partner).
•Simple and fast registration, with no additional supporting documents required.
For example, when you use your HSBC Credit Card to purchase a mobile phone worth VND 24 million, instead of paying the full amount in the next statement cycle, you can choose to pay in instalments over 3, 6, 9, 12, 15, 18, 24 or 36 months, calculated as follows:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

36 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

666,667

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
36 months666,667
(*)The monthly instalment amount is calculated by dividing the total transaction amount equally by the selected instalment tenor (in months).
Payment and instalment request process when purchasing at HSBC partner merchants:
•Request HSBC’s 0% Interest Instalment Shopping Promotion Programme in accordance with the partner’s instructions by either (1) completing an application form or (2) submitting a request on the relevant partner’s website/app.
•Pay for the product/service with your HSBC Credit Card as a normal transaction. (Please click “Learn more” under each partner for details.)
•Once the conversion is successful, the monthly instalment amount will be shown on your monthly Credit Card Statement and will form part of the total minimum payment due on each statement.
Notes:
- The instalment conversion request must be for 100% of the amount paid by Credit Card.
- Please refer to the detailed information below to understand the eligibility criteria, instalment tenors, and registration method for each HSBC partner merchant.
- A conversion fee may apply (if any); please check with the partner before proceeding.
 
By requesting and using this service, the Cardholder agrees to accept and be bound by the Terms and Conditions of the 0% Interest Shopping Promotion Programme.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

If your company would like to partner with HSBC to implement the programme, please contact the Credit Card Product Team to discuss the details:

Card Product Department

• Email

• Call HSBC Contact Centre: (8428) 37247247

Participating Merchants

Dat Bike

  • Applicable to payments with a minimum installment amount: VND 3,000,000 at Dat Bike.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 6, 12, 18, 24 months' period.

  • 20/06/2023 - 19/06/2025

Tìm hiểu thêm
0% instalment plan program at Accor Plus Vietnam with HSBC Credit Card

Accor Plus Vietnam

  • Applicable to all products/ services with a minimum value of VND 3,000,000 at Branch of Accor Advantage Plus Vietnam Ltd.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, Classic LiveFree) for a total installment period of 3, 6 months.

  • 15/09/2023 - 14/09/2024

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0% instalment plan program at Aeon Mall with HSBC Credit Card

Aeon Mall

  • Applicable to payments with a minimum instalment amount of VND 3,000,000  at Aeon Electronic Supermarket and Aeon Bicycle Shop

  • Transaction amount may be converted 100% to installments for a period of 6, 9, 12 months.

  • Till 31/12/2022

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0% instalment plan program at Kymdan with HSBC Credit Card

Kymdan

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Kymdan.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, or 12 months.

  • 02/04/2018 - 31/03/2021

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0% instalment plan program at Piaggio Xuan Cau with HSBC Credit Card

Piaggio Xuan Cau

  • Applicable for items with a minimum value of VND 3,000,000 at Piaggio Xuan Cau.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 months.

  • 01/01/2017 - 31/12/2020

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0% instalment plan program at PNJ stores with HSBC Credit Card

PNJ

  • Applicable for product with a minimum instalment amount of VND 3,000,000 at PNJ stores

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 months

  • 1/9/2019 - 1/8/2020

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0% instalment plan program at Diamond World with HSBC Credit Card

Diamond World

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Diamond World Stores.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, or 12 months.

  • 01/03/2018 - 28/02/2020

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0% instalment plan program at WSI with HSBC Credit Card

WSI, Fossil Watch - Tanwani

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at WSI, Fossil Watch - Tanwani.

  • Transaction amount can be converted 100% into instalment for a period of 03, 06 or 09 months.

  • 15/06/2018 - 15/06/2021

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0% instalment plan program at Resort Vacation with HSBC Credit Card

Tan Son Nhat Sai Gon Hotel - Resort Vacation

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Tan Son Nhat Sai Gon Hotel.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 03/04/2017 - 01/01/2023

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0% instalment plan program at Migola Travel with HSBC Credit Card

Migola Travel

  • Applicable to payments with a minimum instalment amount of VND 15,000,000 at Migola Travel.

  • Transaction amount can be converted 100% into instalment for a period of 06 months.

  • 01/08/2018 - 31/07/2021

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0% instalment plan program at Loc Phuc with HSBC Credit Card

Loc Phuc

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Loc Phuc's stores.

  • Transaction amount may be converted to installments for a period of 3, 6, 9, 12, 15, 18, 24 months.

  • Till 17/08/2021

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