Health & Beauty
Live well with peace of mind and enjoy 0% interest instalment conversion offers with your HSBC Credit Card.
Installment Plan With 0% Interest at hundreds of HSBC's partner merchants allows you to make purchases with your HSBC Credit Card and pay in instalments for up to 36 months without paying any interest. Enjoy an easy “buy now, pay later” experience and manage your spending plan with greater flexibility.
Key programme features
•0% interest when converting transactions under the programme.
•Buy now and pay monthly with flexible tenors of 3, 6, 9, 12, 15, 18, 24 or 36 months (depending on the partner).
•Minimum instalment conversion amount: from VND 3 million or VND 5 million (depending on the partner).
•Simple and fast registration, with no additional supporting documents required.
For example, when you use your HSBC Credit Card to purchase a mobile phone worth VND 24 million, instead of paying the full amount in the next statement cycle, you can choose to pay in instalments over 3, 6, 9, 12, 15, 18, 24 or 36 months, calculated as follows:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

36 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

666,667

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
36 months666,667
(*)The monthly instalment amount is calculated by dividing the total transaction amount equally by the selected instalment tenor (in months).
Payment and instalment request process when purchasing at HSBC partner merchants:
•Request HSBC’s 0% Interest Instalment Shopping Promotion Programme in accordance with the partner’s instructions by either (1) completing an application form or (2) submitting a request on the relevant partner’s website/app.
•Pay for the product/service with your HSBC Credit Card as a normal transaction. (Please click “Learn more” under each partner for details.)
•Once the conversion is successful, the monthly instalment amount will be shown on your monthly Credit Card Statement and will form part of the total minimum payment due on each statement.
Notes:
- The instalment conversion request must be for 100% of the amount paid by Credit Card.
- Please refer to the detailed information below to understand the eligibility criteria, instalment tenors, and registration method for each HSBC partner merchant.
- A conversion fee may apply (if any); please check with the partner before proceeding.
 
By requesting and using this service, the Cardholder agrees to accept and be bound by the Terms and Conditions of the 0% Interest Shopping Promotion Programme.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

If your company would like to partner with HSBC to implement the programme, please contact the Credit Card Product Team to discuss the details:

Card Product Department

• Email

• Call HSBC Contact Centre: (8428) 37247247

Participating Merchants

Bao Viet Insurance Online

  • Applicable to payments with a minimum installment amount of VND 3,000,000 at Merchant.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cashback, and Classic Livefree) for a total installment period of 3, 6, 9 or 12 months.

  • Till 31/10/2025

0% instalment plan program at Gene Solutions with HSBC Credit Card

Gene Solutions

  • Apply for each SPOT-MAS testing service with a minimum installment value of 4,300,000 VND/testing service at the Gene Solutions

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, Classic LiveFree) for a total installment period of 3, 6 months.

  • Till 14/11/2025

0% instalment plan program at Nha Khoa 2000 with HSBC Credit Card

Nha Khoa 2000

  • Applicable to payments with a minimum instalment amount ofVND 3,000,000 at Nha Khoa 2000.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • Till 26/8/2021

0% instalment plan program at California Fitness & Yoga with HSBC Credit Card

California Fitness & Yoga

  • Applicable to membership and coaching fees offered at CFYC with a minimum value of VND 5,000,000.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9 or 12 months.

  • 1/1/2017 - 31/12/2021

0% instalment plan program at Yoga Plus with HSBC Credit Card

Yoga Plus

  • Applicable to membership and coaching fees offered at Yoga Plus with a minimum value of VND 5,000,000.

  • Transaction amount can be converted 100% into instalment for a period of 6 or 12 months.

  • 1/1/2017 - 31/12/2020

0% instalment plan program at Eri International Clinic with HSBC Credit Card

Eri International Clinic

  • Applicable to exclusive skincare services offered at Eri International Clinic, details in "Find out more".

  • Transaction amount can be converted 100% into instalment for a period of 6 or 12 months.

  • 1/8/2018 - 31/12/2020

0% instalment plan program at Elite Fitness with HSBC Credit Card

Elite Fitness

  • Applicable to some packages at Elite Fitness, details in "Find out more".

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, or 12 months.

  • 1/4/2018 - 31/3/2020

0% instalment plan program at Fit24 HN with HSBC Credit Card

Fit24 Hanoi

  • Applicable to payments with a minimum instalment amount of VND 5,000,000 at Fit24 Hanoi when registering the packages from 6 months and above.

  • Transaction amount can be converted 100% into instalment for a period of 6 or 12 months.

  • 1/1/2018 - 31/12/2020

0% instalment plan program at Fit24 HCM with HSBC Credit Card

Fit24 HCM

  • Applicable to payments with a minimum instalment amount of VND 4,000,000 at Fit24.

  • Transaction amount can be converted 100% into instalment for a period of 12 months.

  • Till 08/07/2023

0% instalment plan program at Getfit Gym & Yoga with HSBC Credit Card

Getfit Gym & Yoga

  • Applicable to services with a minimum instalment amount of VND 7,700,000 at Getfit Gym & Yoga.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 5/7/2018 - 4/7/2021

0% instalment plan program at Curves with HSBC Credit Card

Curves

  • Applicable to 30-minute packages for women at Curves.

  • Transaction amount may be converted to installments for a period of 3, 6 months.

  • 1/1/2017 - 31/12/2020

0% instalment plan program at Kho Thi Beauty & Clinic with HSBC Credit Card

Kho Thi Beauty & Clinic

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Kho Thi Beauty & Clinic.

  • Transaction amount may be converted to installments for a period of 3, 6 or 12 months.

  • 1/6/2018 - 31/5/2021

0% instalment plan program at Orient Skincare & Laser Center with HSBC Credit Card

Orient Skincare & Laser Center

  • Applicable to payments with a minimum instalment amount of VND 5,000,000 at Orient Skincare & Laser Center.

  • Transaction amount can be converted 100% into instalment for a period of 06 or 09 months.

  • 15/6/2018 - 15/6/2021

0% instalment plan program at CLAIR Hightech Beauty Center with HSBC Credit Card

CLAIR Hightech Beauty Center

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at CLAIR Hightech Beauty Center.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 15/3/2018 - 14/3/2021

0% instalment plan program at 3C Care Chiropractic Center with HSBC Credit Card

3C Care Chiropractic Center

  • Applicable to payments with a minimum instalment amount of VND 9,000,000 at 3C Care Chiropractic Center.

  • Transaction amount can be converted 100% into instalment for a period of 3 months.

  • 1/6/2018 - 1/6/2021

Mua trả góp lãi suất 0% tại Nitipon Clinic bằng thẻ tín dụng HSBC

Nitipon Clinic

  • Applicable for all products/ services with a minimum value of VND 10,000,000

  • Transaction amount can be converted 100% into instalment for a period of 3 months with each bill valued from VND 10,000,000 and above and a period of 6 months with each bill valued from VND 15,000,000 and above.

  • Till 1/8/2020

0% instalment plan program at Bodyline with HSBC Credit Card

Bodyline

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Bodyline.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 5/4/2017 - 4/4/2021

0% instalment plan program at Ogawa with HSBC Credit Card

Ogawa

  • Applicable to payments with a minimum instalment amount of VND 10,000,000 at Ogawa stores.

  • Transaction amount may be converted to installments for a period of 6 or 12 months.

  • 9/6/2017 - 8/6/2021

0% instalment plan program at OKIA with HSBC Credit Card

OKIA

  • Applicable to products with a minimum instalment amount of VND 4,000,000 at OKIA.

  • Transaction amount may be converted to installments for a period of 3, 6 months.

  • 1/7/2018 - 30/6/2021

0% instalment plan program at Gintell with HSBC Credit Card

Gintell

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Gintell.

  • Transaction amount may be converted to installments for a period of 3, 6, 9 or 12 months.

  • 15/6/2017 - 31/3/2021

0% instalment plan program at Hanoi French Hospital with HSBC Credit Card

Hanoi French Hospital

  • Applicable to payments with a minimum value of VND 30,000,000 at Hanoi French Hospital.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12 months.

  • Till 14/8/2020

0% instalment plan program at CarePlus International Clinic with HSBC Credit Card

CarePlus International Clinic

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at CarePlus.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12, 15, 18, 24 months.

  • Till 10/3/2022

0% instalment plan program at NU SKIN with HSBC Credit Card

NU SKIN

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 5,000,000

  • Tenor: 3, 6 và 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

0% instalment plan program at Elite Dental with HSBC Credit Card

ELITE DENTAL

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 20,000,000

  • Tenor: 3, 6 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/05/2027

0% instalment plan program at VNVC - Vacxin VN with HSBC Credit Card

VNVC - Vacxin VN

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 6 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 28/07/2027