0% Installment with low conversion fee
Spend freely with your HSBC Credit Card without worrying about the costs
Do you dream of travelling around the world or owning the latest hot product? Don't leave it on your wish list any longer! Our 0% Interest Instalment Plan with flexible low conversion fee only from 1.25% will make those dreams come true.
Transaction value must be at least VND 2 million.
Make your purchases using HSBC Credit Card  convert them to 3, 6, 9 or 12 months instalment plan with conversion fee option including:
Card typeInterest
fee (*)
Group 1Group 2Group 3
- HSBC Visa Classic Credit Card0%3 months1.25%2.49%
6 months3.49%4.49%
9 months4.49%5.49%
12 months5.49%6.49%
- HSBC Visa Cash Back Credit Card
- HSBC Visa Platinum Credit Card
- HSBC Premier Mastercard® Credit Card
3 months1.49%1.99%2.49%
6 months3.49%3.99%4.49%
9 months4.49%4.99%5.49%
12 months5.49%5.99%6.49%

(*) Instalment conversion fee:

a. The instalment conversion fee is applied on total converted amount and charged in the first month.

b. The instalment conversion fee is applicable for each customer group as defined below:

  • Group 1: Customers who have their Credit Cards opened more than 3 months, register for an instalment plan via HSBC Vietnam Mobile App and have settled full monthly payment in the last 6 months.
  • Group 2: Other customers who register for an instalment plan via HSBC Vietnam Mobile App that not classified in Group 1.
  • Group 3: Other customers who register for an instalment plan that not via HSBC Vietnam Mobile App
Terms and Conditions apply

How to apply through the HSBC Mobile App:

It is now easy to break up your purchases into affordable payments using simple steps, on the HSBC Vietnam Mobile App:
  • Log on to your HSBC Vietnam Mobile app and select your Credit Card account
  • Tap "Spend Instalment"
  • Select which transactions you want to convert and your repayment plan
  • Review and submit the application
Find out more

How to join by SMS or Form

  • 1
    After completing purchase, the Primary Credit Cardholder can register with one of the following methods:
    1. Text SMS with syntax: HSBC TG [ID Number / Passport number] send to 6089
    2. Fulfill your information here

    Eg: Text HSBC TG 123456789 to 6089. Please note the cost of each text message is VND 1,000.
  • 2
    HSBC staff will contact the Primary Cardholder within 2 working days to assist with the request