Online shopping
Enjoy convenient and fast online shopping with your HSBC Credit Card, and easily convert your purchases into 0% interest instalments.
Installment Plan With 0% Interest at hundreds of HSBC's partner merchants allows you to make purchases with your HSBC Credit Card and pay in instalments for up to 36 months without paying any interest. Enjoy an easy “buy now, pay later” experience and manage your spending plan with greater flexibility.
Key programme features
•0% interest when converting transactions under the programme.
•Buy now and pay monthly with flexible tenors of 3, 6, 9, 12, 15, 18, 24 or 36 months (depending on the partner).
•Minimum instalment conversion amount: from VND 3 million or VND 5 million (depending on the partner).
•Simple and fast registration, with no additional supporting documents required.
For example, when you use your HSBC Credit Card to purchase a mobile phone worth VND 24 million, instead of paying the full amount in the next statement cycle, you can choose to pay in instalments over 3, 6, 9, 12, 15, 18, 24 or 36 months, calculated as follows:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

36 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

666,667

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
36 months666,667
(*)The monthly instalment amount is calculated by dividing the total transaction amount equally by the selected instalment tenor (in months).
Payment and instalment request process when purchasing at HSBC partner merchants:
•Request HSBC’s 0% Interest Instalment Shopping Promotion Programme in accordance with the partner’s instructions by either (1) completing an application form or (2) submitting a request on the relevant partner’s website/app.
•Pay for the product/service with your HSBC Credit Card as a normal transaction. (Please click “Learn more” under each partner for details.)
•Once the conversion is successful, the monthly instalment amount will be shown on your monthly Credit Card Statement and will form part of the total minimum payment due on each statement.
Notes:
- The instalment conversion request must be for 100% of the amount paid by Credit Card.
- Please refer to the detailed information below to understand the eligibility criteria, instalment tenors, and registration method for each HSBC partner merchant.
- A conversion fee may apply (if any); please check with the partner before proceeding.
 
By requesting and using this service, the Cardholder agrees to accept and be bound by the Terms and Conditions of the 0% Interest Shopping Promotion Programme.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

If your company would like to partner with HSBC to implement the programme, please contact the Credit Card Product Team to discuss the details:

Card Product Department

• Email

• Call HSBC Contact Centre: (8428) 37247247

Participating Merchants

0% instalment plan program at Nganluong.vn / Alepay.vn with HSBC Credit Card

Nganluong.vn / Alepay.vn

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at all websites integrated Payment Gateway/ Nganluong E-wallet: www.nganluong.vn and www.alepay.vn.

  • Special installment percentage 100% with 0% interest is available excFlusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9, 12, 18, 24 months.

  • Till 31/12/2025

Find out more
0% instalment plan program at Lazada with HSBC Credit Card

Lazada

  • Applicable to payments with a minimum installment amount of VND 3,000,000 at Lazada.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9 or 12 months.

  • 01/11/2019 - 31/10/2024

Find out more
0% instalment plan program at MPOS.VN with HSBC Credit Card

MPOS.VN

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 (excluding e-money transactions) made via mpos.vn payment gateway at authorized stores in the list.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9, 12, 18, 24 months

  • 15/08/2019 - 31/12/2024

Find out more
0% instalment plan program at Paydi with HSBC Credit Card

Paydi

  • Applicable to payments with a minimum value of VND 3,000,000 via Paydi.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9, 12 months.

  • Till 31/12/2026

0% instalment plan program at Vimo with HSBC Credit Card

Vimo

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at merchants integrated instalment payment at Vimo.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, or 12 months.

  • Till 31/03/2027

Find out more
0% instalment plan program at 9PAY with HSBC Credit Card

9PAY

  • Convert eligible purchases into 0% interest instalments with no fees for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

Find out more
0% instalment plan program at BAOKIM with HSBC Credit Card

BAOKIM

  • Convert eligible purchases into 0% interest instalments with no fees for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 29/12/2026

Find out more
0% instalment plan program at Ngân Lượng with HSBC Credit Card

Ngân Lượng

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12, 15, 18, 24 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

Find out more
0% instalment plan program at OnePay with HSBC Credit Card

OnePay

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12, 15, 18, 24 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2027

Find out more
0% instalment plan program at VN pay with HSBC Credit Card

VNPay

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12, 18, 24, and 36 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

Find out more
0% instalment plan program at VNPT Epay with HSBC Credit Card

VNPT Epay

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12, 15, 18, 24 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

Find out more
0% instalment plan program at Payoo with HSBC Credit Card

Payoo

  • Convert eligible purchases into 0% interest instalments with no fees for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12, 15, 18, 24 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2027

Find out more
0% instalment plan program at Shopee with HSBC Credit Card

Shopee

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/12/2026

Find out more
0% instalment plan program at Kim Ngân with HSBC Credit Card

Kim Ngân

  • Convert eligible purchases into 0% interest instalments for 100% of the transaction amount:

  • Transaction amount: from VND 3,000,000

  • Tenor: 3, 6, 9, 12 months

  • Eligible cards: All credit cards issued by HSBC Vietnam

  • Till 31/05/2027

Find out more
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