Online shopping
Experience super convenient and speedy purchases with your HSBC Credit Card
Enjoy flexible payments at hundreds of participating merchant outlets nationwide, from fashion stores to education and medical centres, with HSBC's Card Installment Plan. Enjoy interest-free instalment payments for up to 24 months at no additional cost.
Benefits
0% interest
Buy now and pay later. Make one payment each month for a period of 3, 6, 9, 12, 15, 18 or 24 months
No supporting documents required
For example: if you purchased a premium smartphone valued at VND 24 million, instead of paying the total amount within 45 days, you can choose to repay this amount over a period of 3, 6, 9, 12, 15, 18 or 24 months:

Installment period

3 months

6 months

9 months

12 months

15 months

18 months

24 months

Monthly installment
amount * (VND)

8,000,000

4,000,000

2,666,667

2,000,000

1,600,000

1,333,333

1,000,000

Installment period

Monthly instalment amount * (VND)

3 months

8,000,000

6 months4,000,000
9 months2,666,667
12 months2,000,000
15 months1,600,000
18 months1,333,333
24 months1,000,000
How to apply
Settle payment by using your HSBC Credit Card as usual.
(1) Please complete the HSBC 0% Interest Installment Plan application form at any HSBC preferred merchant or (2) register the 0% Interest Instalment Plan in website of each merchant. (Please click on "Find out more" to apply the correct method)
Your monthly repayment amount will be displayed on your monthly HSBC Credit Card statement, just like a normal transaction.
Note:
- The instalment amount is equal to the transaction amount.
- Please refer to the details below to know the applicable instalment tenors at each participating merchants of HSBC.
 
By requesting and applying this service, the Cardholder hereby agrees with the Installment Plan Program's Terms & Conditions and will be bound by them.

Terms and Conditions apply.
Chương trình hợp tác

Partnership program

Please leave your information here. We will contact you at the earliest opportunity to discuss about the partnership programs.

Card Product Department

• Email

Phone: (84 28) 37 247 247

Participating Merchants

0% instalment plan program at Bao Kim with HSBC Credit Card

Bao Kim

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at all websites integrated Bảo Kim's Payment Gateway/ E-wallet

  • Special installment 100% transaction amount with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) with various tenors of 3, 6, 9, 12, 15, 18, 24 months.

  • Till 29/12/2025

0% instalment plan program at Nganluong.vn / Alepay.vn with HSBC Credit Card

Nganluong.vn / Alepay.vn

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at all websites integrated Payment Gateway/ Nganluong E-wallet: www.nganluong.vn and www.alepay.vn.

  • Special installment percentage 100% with 0% interest is available excFlusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9, 12, 18, 24 months.

  • Till 31/12/2025

0% instalment plan program at Shopee with HSBC Credit Card

Shopee

  • Applicable to payments with a minimum installment amount of VND 3,000,000 at Merchant.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9 or 12 months.

  • Till 31/12/2024

0% instalment plan program at Lazada with HSBC Credit Card

Lazada

  • Applicable to payments with a minimum installment amount of VND 3,000,000 at Lazada.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9 or 12 months.

  • 01/11/2019 - 31/10/2024

0% instalment plan program at MPOS.VN with HSBC Credit Card

MPOS.VN

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 (excluding e-money transactions) made via mpos.vn payment gateway at authorized stores in the list.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9, 12, 18, 24 months

  • 15/08/2019 - 31/12/2024

0% instalment plan program at Paydi with HSBC Credit Card

Paydi

  • Applicable to payments with a minimum value of VND 3,000,000 via Paydi.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9, 12 months.

  • Till 31/12/2024

0% instalment plan program at Payoo with HSBC Credit Card

Payoo

  • Applicable to payments with a minimum value of VND 3,000,000 via Payoo.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of of 3, 6, 9, 12, 15, 18, 24 months

  • Till 31/12/2027

0% instalment plan program at Sendo with HSBC Credit Card

Sendo

  • Applicable to payments with a minimum installment amount of VND 3,000,000 at Sendo.

  • Special installment percentage 100% with 0% interest is available exclusively for HSBC Credit Cardholders (Premier, TravelOne, Live+, Platinum Cash Back, and Classic LiveFree) for a total installment period of 3, 6, 9 or 12 months.

  • 01/01/2023 - 31/12/2027

0% instalment plan program at VNPT Epay with HSBC Credit Card

VNPT Epay

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at merchant.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, 12, 15, 18, 24 months.

  • Till 31/12/2025

0% instalment plan program at VN pay with HSBC Credit Card

VNPay

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at VNPAY's transaction offices.

  • Transaction amount may be converted 100% to installments for a period of 3, 6, 9, 12 months.

  • Till 31/12/2025

0% instalment plan program at Vimo with HSBC Credit Card

Vimo

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at merchants integrated instalment payment at Vimo.

  • Transaction amount can be converted 100% into instalment for a period of 3, 6, 9, or 12 months.

  • Till 31/03/2027

0% instalment plan program at Onepay with HSBC Credit Card

Onepay

  • Applicable to payments with a minimum instalment amount of VND 3,000,000 at Onepay's stores.

  • Transaction amount may be converted 100% to installments for a period of 3, 6, 9, 12 months.

  • Till 31/07/2025